We tell people they get a 5 dollar gift card for looking at our credit card. We did not say you were getting one but your prejudiced attitude already assumes you are getting a credit card. We tell people activate the card and get another bonus. If they don’t activate it they still get a 5 dollar gift card. Are you really that stupid to turn down guaranteed money? The fact you cannot tell the difference between looking at our credit card and getting our credit card tells me the Darwin effect will be working over time and I hope you suffer as it happens. —Disappointed in Customers’ Intelligence
This article appears in Mar 7-13, 2013.
letting my personal information get out in another source isn’t worth $5 to me
Whenever you apply for a credit card they run a credit check – this almost always negatively impacts your credit…. no thanks.
Your very commercial existence depends heavily upon H.L. Mencken’s dictum that “Nobody ever lost money by underestimating the intelligence of the great masses”
You don’t represent a philanthropic concern. Don’t knock the morons who are your raison d’etre.
How about the old saying “You don’t get something for nothing”. There’s always a catch of some sort.
A lot of people (myself included) raise deflector shields when approached about sales opportunities which means opportunities for the seller and a lighter waller for the consumer. You might explain what the deal is about and you might be right about the prejudiced attitude but it is what it is. I’m not hearing you, I just hear sir.. blah, blah, blah.. take advantage of .. blah, blah, blah.. limited time offer.. blah, blah…
HA HA HA – A $5.00 gift card is not going to attract “quality” clients who put money on your books, ya dummy!
In my experience, these special “bonus offers” or “free gifts” ALWAYS have catches. This person you’re talking about is wise to your sales pitch. Kudos to them. Are you so thick that you honestly think that a company looking to sign you up for a credit card would just give away $5 to every sucker that “looks” at the card? Just like that? No questions asked? I call bullshit! They wouldn’t be doing it if it wasn’t somehow creating profit for them.
And what exactly do you mean by “looking” at your credit card? What does that entail? I’d bet dollars to donuts that it means “sign up” (with no obligation, of course. Did I get that right? Low low introductory interest rate which inflates to 30% after three months?) As was said previously, every time you apply for credit, they do a credit check. All this gets recorded on your credit history. Get multiple credit checks over a short period of time and it looks like you are being denied to the credit companies. Suddenly your credit rating takes a hit. (This is why it’s wise to use a mortgage broker when shopping around for a mortgage as opposed to going to the various lenders individually. Same reason.)
Then, if they were approved but for whatever reason didn’t activate the card, (and get yet another “bonus”), your “no obligation” sales pitch suddenly turns into a high pressure telephone/email campaign from hell; calling this person several times a day, leaving multiple “important” automated canned messages or filling their email inbox with spam.
Statistics Canada just reported in December that household debt to annual disposable income reached and new all-time high of 164.6%!! Do you understand that? On average, people in this country are spending 64.4% more than they are making. Consumer credit levels increased to $474 billion (with a ‘b’) over the summer period last year. And you’re calling this person “stupid”?! lol
http://business.financialpost.com/2012/12/…
If I was the person you’re bitching about, I’d “look” at your card. Then I’d promptly tell you to bend over so I could show you where I’d swipe it.
I’d GLADLY give up 5 bucks for credit card companies to ignore me…
If he’d start ordering drone strikes on call centers, I’d gladly support giving Obama a 3rd term.
$5 gift card for a place that is probably owned by the credit card company which will probably only go towards a fraction of any purchase since you can’t buy shit for $5. Then you get junk mail and telemarketing calls up the ass.
I think Apple being so successful is much more disappointing to me.
Even if you don’t activate the card, the amount you are approved for is still on your credit and factors into your debt ratio, and stays there for two years. This, along with the credit score lowering due to the credit check can really fuck someone over down the line, and a measly five bucks isn’t worth that hassle.
Sounds like YOU are the idiot who doesn’t even know the basics of their job, OB.
I give fake info and get 5 dollars off gas anytime I can.
oh op. Everyone has said it already but i wanted to add one more “i’m pointing at you and laughing” response to your ill-informed bitch.
Cripes, I don’t even work in your industry and i know more about it than you do. No way i’m giving you MY information so you can do a credit check on me, spam me and basically put me in a worse spot than i am now. I’m in good shape now because i ignore clowns like you.
What kind of stupid person would risk that for five bucks?
You’re retarded op. And you don’t understand what you do for a living. And should be fired for being dumb.
or.. wait op.. maybe you already knew all this.. And are just trying to tweak our self-confidence in our own intelligence enough so we’ll blindly let you sign our souls away.
Op. Give it up. We’re smarter than you are so attempting to stretch your manipulation legs with jedi mind tricks isn’t really your area of expertise. You need a calculating and quick witted mind to pull that shit off. You’re not that guy and it’s best you know it now rather than suffer years of further humiliation, like you did here.
actually op i know exactly what’s going on here. You have a job that you hate. You’re realizing work is hard and so rather than up and quit (good on you for that at least) you come here and bitch about work. Totally hear you op. I hate work too. Work is not fun. I work my dream job and it frustrates my ass more often than not. That’s how life is op. Welcome to adulthood.
But just.. you know.. think before you bitch. Because you just demonstrated a complete lack of understanding about your industry and a completely lack of insight into your customer. You’re sort of useless.
So everyone is in agreement, OP is a complete twat. I don’t trust anyone looking to sign people up like those ass hats at Canadian Tire that offer you coupons in exchange for mailing information, not telling you that the document actually says insurance.