FUCK YOU
who ever heard of 100% dental courage on all things except fillings, root canals and everything above? Thanks for covering me for the X-ray and nothing else.
What the hell did I miss? What am I paying for? What am I going to do have the tooth pulled when I shouldn’t have to? Fuck the company I work for for this terrible coverage.
Bitch at myself more then anything, take care of yourself and read everything.
—joe gums
This article appears in Jan 29 – Feb 4, 2009.
Do you get ANY part of those things covered? Every plan I’ve been on only covers 80% of ANYTHING dental related. I mean if you have a percentage covered on those and 100% coverage on cleanings, I’d say you’ve got a good plan.
If they don’t cover any portion of those procedures than you DO have a shitty plan and yah, there *are* some shitty drug/dental plans out there though. The CDA wanted to hook me up with a plan that only covered ~$300 of drug costs/yr, and charge me $50/month ($600 a year! it’d be like pissing $300 bucks away and I’d still have to pay 20% on that $300 they DO cover). Meanwhile, my monthly bill comes to $210 at Costco (notorious for being cheaper than other pharmacies). When I told the guy from the insurance company that he was all “well, we DO have other benefits, like a semi private room in a hospital and we cover 50% of ambulance services”….Fuck you. I need my drugs paid for, asshat.
Yeah… the only time you’ll ever see a plan that covers 100% is if you’ve got a company sponsored plan, and even then you pay 40-60 bucks a month. It’s all about usage. If you can use your plan enough to cover at least 80% of the yearly cost, I think you’re sitting pretty. It’s like everything else, shop around, even if you have a school plan or company plan.
my school plan is rather shitty. I have to wait two months for my card to work again and pay full price for all my drugs and submit receipts and wait a month to get anything back.
I mean that’s easy enough to do, but when you’re spending 200+ a month on prescriptions it’s kind of hard to put that money out and wait to get it back, especially in the meantime if you need to get another $200 round of drugs and your reimbursement for the last round hasn’t come in yet.
I seriously don’t know HOW I’m going to be able to pay for my insulin next week if I don’t get that cheque from the insurance company (that I sent 3 weeks ago) in the meantime. And the health plan administrator doesn’t seem to want to be any help whatsoever. I visited her office in early jan and she shooed me out the door and told me to fill out some forms and that they MIGHT have cards in in two months. Gee.
You must be on the MSVU plan!
Was! Now I’m on another crappy university health plan!
w00t!
At least the administrator for the MSVU plan is nice and helpful. The current one and the previous one they had bent over backwards for me when I had to get special forms filled out to have my insulin covered! The one at the uni I’m currently at…well she didn’t get her job based on her personality, I can tell you that much.