A certain furniture store, you just lost my business for life. You signed me up for a credit card for financing, fine, sure, I payed it off. Now I get a bill in the mail for $32 for still owning the credit card, after I called to cancel it! Guess what, everyone, do not shop at this place, they are more interested in screwing you than developing a lasting business rapport with you. You all know which furniture store I mean, I don’t have to throw a brick at you for you to figure it out. —Big Box Store is Trying to Screw Me
This article appears in Aug 11-17, 2011.
how could THEY sign you up?
Could it be interest fees?
It’s all business. Where you have walked, others will follow. What’s that phrase about one being born every minute? Well, at some point or another we’re all that ‘one’. Smile, the spotlight’s on you.
If you don’t have the cash don’t buy the product. Credit companies are in the business of making money, not lending it for free.
Plus this particular company’s credit card interest rate is close to pushing 30%!! My advice from someone who has had to almost go bankrupt, save your money and wait until you can pay by either cash or cheque. Either that or look for stores that offer layaway plans. You’re still making monthly payments, yes, but at least your money is going towards the principle, not lining the pockets of the CC companies in interest charges.
You may have missed paying that last amount or it could be the interest or their fee. Canceling a credit card doesn’t mean you don’t have to pay the balance on it.
If you have to use financing to pay for furnishings, you shouldn’t be buying it. I laugh when I hear of people signing up for the 60 months no payment, no interest scams. Seriously, who falls for that shit?
credit cards are the scourge of humanity, but sometimes, we need them.i usually pay cash for everything i get, but every so often? there might be a limited time offer on something that you really want, but don’t have cash for. then they are great to have.
most companies usually have a users fee, even if they are not used for awhile, that’s the price we pay to have them, and be ready to use them. i got rid of most of mine, over the last few years, because frankly, they were just sitting idle in my wallet. so i called, and had them cancelled, and some had a small fee attached to them at this time. no sweat, they are gone now, and i’m again cash flush. but i maintain a couple, for dire emergencies, if the need arises, and never use them at all. but one, i have to make a 6 month purchase on, or it will be cancelled by company. no sweat again, pay a hundred bucks for something, pay off in 1 week, great doing business that way.
For the sake of your credit I advise you to just pay the 32.00, OP. I’m sure it’s in the fine print.
Credit cards are great if you’re not a tard. Simple as that.
Or was married and then got divorced from one, Mel.
Well the fact that someone would get married in the first place makes them a tard 😀