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I’m so sick of being nickled and dimed every time I leave the fucking house. I went to the store and asked the clerk if he gave cash back. I have to make a purchase from his shit shop and he says for the 40$ I have requested, they charge $1 per $10 cash back. He wanted to get 4 bucks from me and make a sale. This shit does not cost $4… it may cost 50 cents at most for the shop to make this transaction. The only other option is to go to the ATM across the street and pay 2 dollars there and get dinged another 2 dollars from my bank. These pizza shops fucking charge me $2 for delivery when it’s supposed to be free delivery just because my order came to $9.75 instead of $10.00. People in Nova Scotia are having a tough time in our crap economy and don’t fucking appreciate having to give these businesses FREE MONEY for fucking nothing! I’m sick of it. From now on, the next cocksucker who tries to take advantage of me will be TOLD OFF and will lose my business forever! I’m a good loyal patron, but I will find somewhere else to spend my money rather than feed your greed. —Starving student
This article appears in Feb 5-11, 2015.
OB, there is this thing out there …called money or sometimes its called cash or currency, it comes in a plastic type printed cupon like thing that says”canadian dollar” with a denomination on it, 5 ,10 , 20 etc , there are also lots of different coins as well.
Using this form of payment, not only doesn’t get you additional charges, there are more & more places, like restaurants, bakery’s & small stores that are giving discounts if you pay cash !
That’s right a fucking discount …. to pay your bill with cash.
PS there are banking cards available where there is no transaction fee IF <<<<< please note I said IF <<<<<< you use it at there cash machines or the bank affiliated with this 'grocery store' debit card , as an added bonus, free personalized checks , for when you absolutely cannot pay any other way.
The problem OB , isn’t the stores . Its the banking industry trying to go from billion dollar profits to multi, quintuple billion dollar profits is to steal as much extra as they can ….without blatantly taking everything left over after the multi layers of Government extract their 55%+ …& they (the banks )do it 1, 000, 000+ nickles & dimes a minute.
But YOU , that’s right , YOU can actually make changes to offset their increasing money grab.
PS , whining on a bitch board isn’t going to help
go to your own bank’s ATM to get money. no charge. yes, it takes a bit of thought and planning on your part. so sorry.
non-bank atms are a business, ergo they have to charge fees. stores that give ‘cash back’ could leave themselves short of cash, therefore they must charge a fee to make it worthwhile to do this. I think walmart does cash-back for no fee, but I don’t know if they do it on a $5 purchase.
no business is going to thrive based on your minimal spending habits. and they won’t sag into bankruptcy if you go elsewhere. despite what mommy told you, you are just not that special in the world. you are a regular person and really should plan your purchasing more wisely. its not up to the world around you to make your life easier, save you money, deliver your 9.75 pizza for free. don’t be such a rampaging little baby.
Have you ever thought of pulling a rickshaw?
Ah, a student. I guess he or she thinks plastic transactions are free and the proprietor gets all those nifty pads for free and isn’t charged for usage.
Molly said: “despite what mommy told you, you are just not that special in the world. you are a regular person and really should plan your purchasing more wisely.”
Hah! Good one!
There does seem to be a creeping sense of entitlement nowadays. Maybe as our society inches up Maslow’s hierarchy of needs people start to focus on more and more trivial gripes – like not being able to bring your own raisins to pizza shops or …….haunted hoohoos….speaking of which, I strongly recommend calling in an exorcist to chase out the ghost of Mr. Meaty… otherwise I fear you are at risk of an eternity of off-the-wall commentary emanating from down below in a Mr. Meaty voice. A scary proposition! 🙂
the last thing I need in my poor hoo-hoo now is some crucifix-waving, latin-mumbling, smelly hassock’d priest stumbling around exorcising my demons.
You’re barking mad, Starving Student. Carry cash, you stupid twit.
Pretty much everything you mentioned is a convenience fee. It’s the same reason a convenience store charges $3 for a chocolate bar because it’s convenient. Carry cash, make orders over $10 or pick them up, use your banks ATM or get a card that credits you when using 3rd party ATMs, etc.
They nickle and dime either to cover fees or because they know people are lazy. There are ways around all of this. Oh, and don’t buy food at the SUB, I hear those croissants are expensive.
You pay for convenience, and in case you hadnt noticed, Akbar’s one stop ain’t the bank. Don’t want to walk your ass to the bank, pay the dollar on ten and quit your whining and order the goddamn minimum, before tax, purchase
SMU students have no business calling themselves university students.
I think the peanut gallery has pretty much summed it up so I have nothing to add other than that the peanut gallery has pretty much summed it up.
OB, I think it is safe to assume that you are not a business student and will never own your own business.
A business is created to make a profit. It offers services for money,
As a customer you can decide whether you want to pay the price being asked for those services.
In the case of the pizza, you should have asked how much the pizza cost and if there was a delivery charge before agreeing to have it delivered to you.
In the case of the service charge for “cash back”, a convenience store does not have the large cash flow of a grocery store or liquor store so there would be a cost to the business to carry the extra cash to cover “cash back” requests. They are perfectly in the right to cover this cost with a service charge. Essentially they are saying, “Get your lazy ass across the street to the ATM or we will fine your lazy ass $4. “
cat – if you want to hear ‘entitlement, read the almon street bitch
Personally I think most of these fees are already worked into the price of the goods, but store owners just tack on the fee because they can, and because in the end we will pay it. I’m also quite skeptical of capitalism, etc and usually assume there’s a greedy owner in the background. As for using cash, I use my debit for everything as I have very elaborate budget and track every expense in our household, and to be honest, using cash fawks the whole thing up!
If you are sick of being nickel and dimed avoid it when you can. There are many ways to do so, learn them either by experience or ask some people you know if you can not figure it out on your own. You say you are a loyal patron, hmmmm, more like a whiney patron. And perhaps learn how to throw some grub together at home and save even more for a wild week down south.
Oh, how did people ever handle tight budgets prior to debit cards. Has this generation lost all abilitiy to have a budget without use of machines?
I still say pulling a rickshaw is your best bet.
you know i pay for everything with my visa. it is never an issue….